Kentucky Federal Savings & Loan Is A Local Lender That Does Business Much Differently Than Other Lenders.

The main goal for the Mortgage Departments for most Lenders is Volume...Volume...and more Volume. And to create that volume, they run their business like an Assembly Line.  

A Loan Officer will take as many Applications as possible and send those Applications to their Processor. That Processor will frown, place your Application at the Bottom of their HUGE STACK and work on it when they get the time! And you'll wait...and wait...and wait!

After weeks of frustration, the Processor will finally send your file to the Underwriter. That Underwriter will frown, place your Application at the Bottom of their HUGE STACK and work on it when they get the time! And you'll wait...and wait...and wait!

It's an ineffective way to do business that only leads to lousy customer service.

Kentucky Federal Savings & Loan Offers Our Clients A Much Better System.

As a Small Savings & Loan, volume is not what we strive for. If we can close about 5-10 loans a month, we've had a successful month. Therefore we can provide our clients with a Level of Service they just can't get from the Huge Banks.

When you call me, you'll work with a Professional that has over 21 years experience in Mortgage Lending. My System is simple: You can apply over the phone, in person or online (and there's no charge or obligation). I'll start working on your loan request right away and personally handle your file from beginning to end. In most cases we'll have you closed in about 3-4 weeks.

• We Underwrite Our Conventional And USDA Rural Housing Loans In-House.
• We Service Our Conventional Loans Right Here In Northern Kentucky.
• No Nonsense, No Hassles And Fast Closings.

I look forward to the opportunity to work with you.

Ed Collins

Kentucky Federal Savings & Loan

6890 Dixie Hwy.

Florence, KY 41042

Office: 859-525-6655