Conventional Home Loans In Northern Kentucky, Greater Cincinnati and Southeastern Indiana

3%, 5%, 10% And 20% Down Payment Conventional Loans

What Is A Conventional Loan?

A Conventional Loan is a home loan that is not insured by the Government.

What Are The Advantages:

Conventional loans have no upfront mortgage insurance.
PMI on a Conventional Loan with less than 20% down is often much less than FHA.
Applicants with good credit scores will be much better off obtaining a conventional loan than FHA.

What Are The Disadvantages:

Kentucky Federal Consistently Offers Some Of The Lowest Rates In N. KY and Greater Cincinnati.
Local Underwriting On All Our Loans.
No Closing Costs Loans Available.
I'm An Expert With Over 32 Years Experience.

For more information call or text Ed Collins at:

(859) 750-0213 or send an email to: ecollins@kentuckyfederal.com