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Conventional Home Loans In Northern Kentucky, Greater Cincinnati and Southeastern Indiana


3%, 5%, 10% And 20% Down Payment Conventional Loans

What Is A Conventional Loan?

A Conventional Loan is a home loan that is not insured by the Government.


What Are The Advantages:

  • Conventional loans have no upfront mortgage insurance.  

  • PMI on a Conventional Loan with less than 20% down is often much less than FHA. 

  • Applicants with good credit scores will be much better off obtaining a conventional loan than FHA.


What Are The Disadvantages:

  • Conventional Loans require higher credit scores than FHA.    

  • Kentucky Federal Consistently Offers Some Of The Lowest Rates In N. KY and Greater Cincinnati.

  • Local Underwriting On All Our Loans.

  • No Closing Costs Loans Available.  

  • I'm An Expert With Over 32 Years Experience.   


For more information call or text Ed Collins at: 

(859) 750-0213 or send an email to: 

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