Conventional Home Loans In Northern Kentucky, Greater Cincinnati and Southeastern Indiana

3%, 5%, 10% And 20% Down Payment Conventional Loans

What Is A Conventional Loan?

A Conventional Loan is a home loan that is not insured by the Government.


What Are The Advantages:

Conventional loans have no upfront mortgage insurance and the down payment goes directly toward the equity in the home. And the PMI on a Conventional Loan with less than 20% down is often much less than FHA and eventually goes away. Applicants with good credit scores and sufficient liquid assets for their down payment will be much better off obtaining a conventional loan compared to an FHA Loan.


What Are The Disadvantages:

Conventional Loans require higher credit scores than FHA and the down payment must come from the applicants own funds.   

  • Kentucky Federal Offer Great Rates and Local Underwriting On Our Conventional Loans. 

  • I'm An Expert With 30 Years Experience.   


For more information call or text Ed Collins at: 

(859) 750-0213 or send an email to: 

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