USDA Loans In Northern Kentucky 

If you're looking for a USDA Loan in Northern Kentucky look no further than Kentucky Federal. We're the USDA Loan Experts! This outstanding program requires No Down Payment, offers a low fixed rate and buyers can close with as little as $ZERO dollars out of their pocket. 


And Northern Kentucky is a great area for USDA Loans. Eligible areas include Independence, Burlington, Hebron, Alexandria, Highland Heights, Cold Springs, Walton, parts of Union, all of Grant County and more!

  • We Offer Some Of The Best Rates In Northern Kentucky.

  • Total Payments Often Lower Than Rent.


I'm a USDA Loan Expert and have been closing these loans for over 28 years. Questions? Feel free to call me on my cell phone anytime at (859) 750-0213 or send me an email to:  

USDA Eligible Areas in Northern Kentucky






Highland Heights

Cold Springs

Grant County

Owen County

Pendleton County

Great rates, fast closings & far fewer hassles than you'll get with other lenders

640 minimum credit score required in GUS

USDA Income Limits

Boone, Kenton & Campbell Counties (N. KY)

$93,500 (family size 1-4)

$123,400 (family size 5 or more)


Grant, Owen & Pendleton Counties (N. KY)

$86,850 (family size 1-4)

$114,650 (family size 5 or more)

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