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USDA Loans In Southeastern Indiana

If you're looking for a USDA Loan in Southeastern Indiana look no further than Kentucky Federal. We're the USDA Loan Experts! This outstanding program requires No Down Payment, offers a Low Fixed Rate and you can purchase a home with as little as $ZERO dollars out of your pocket.

Southeast Indiana is the perfect area for a USDA Loan as there are no ineligible areas. Every home that meets the USDA guidelines in Dearborn, Ripley, Ohio, Franklin and Switzerland Counties would be eligible.

  • We consistently offer some of the Best Interest Rates in Southeast Indiana.

  • USDA Loans offer affordable monthly payments. Often lower than rent.

As a former Underwriter and Head of a Mortgage Department, I've been closing USDA Loans for over 27 years. For more information or a free pre-qualification call me anytime at my office: (859) 525-6655, on my cell phone at: (859) 750-0213 or send an email to:


Great rates, fast closings & far fewer hassles than you'll get with other lenders

640 credit score required in GUS

(620 credit score may be considered on a manual underwrite)


USDA Income Limits

Ohio & Dearborn counties (Indiana)

$93,500 (family size 1-4)

$123,400 (family size 5 or more)


Ripley, Franklin & Switzerland counties (Indiana)


$86,850 (family size 1-4)

$114,650 (family size 5 or more)

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